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Archive for November 2021

How Much Liability Insurance Do I Need for my Business?

“How much liability insurance do I need for my business?” is a question many entrepreneurs have. The short answer is as much as your budget will allow. Additional factors that affect the cost of your liability insurance are: the type of business you operate the annual amount of your gross sales/receipts and employee payroll The…

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Are You Paying the Correct Work Comp Premium?

There are many factors that contribute to your company paying the correct work comp premium. Below are considerations you must be thinking about when purchasing work comp insurance.  PAYROLL INCLUDES wages, salaries, commissions, cash payments to subcontractors, bonuses, vacation, holiday and sick pay, straight pay for overtime hours, market value of lodging provided, market value…

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