It’s that time…you have a teen driver. Over the years, your children have come to you for help with a myriad of things. You supported your children in learning their ABCs, as well as how to pet a dog safely and tie their shoes. It all seems like child’s play compared to the most nerve-wracking…

Like most small business owners, you’re used to handling all business activities yourself. This includes all human resources tasks. In fact, 54% of small businesses handle HR in house, but owners usually give HR work to staff with little proper training and knowledge to manage employees and properly administrate HR. If you have over 20…

If you have a garage, you should obviously try to park your car there for the best protection. Your car will look better longer, and that could mean more money for you at sale or trade-in time. Other than purchasing a cover, you can prolong the life of your car outside in other ways. Wash Your…

It’s been said that “Today’s preparation determines tomorrow’s achievement.” Your thoroughness in preparing for your work comp audit will determine the success of your outcome. It is imperative that you, as the owner of the business, oversee all documents provided to the auditor. For example, do not simply have the auditor work with your bookkeeper…

Your home is somewhere you expect to feel safe. Yet more injuries and deaths from fire occur in the home than in any other place. Don’t underestimate the danger of fire. Use this home fire safety guide to help you prepare and learn what to do if a fire breaks out in your home. Cooking Fires…

“How much liability insurance do I need for my business?” is a question many entrepreneurs have. The short answer is as much as your budget will allow. Additional factors that affect the cost of your liability insurance are: the type of business you operate the annual amount of your gross sales/receipts and employee payroll The…

There are many factors that contribute to your company paying the correct work comp premium. Below are considerations you must be thinking about when purchasing work comp insurance.  PAYROLL INCLUDES wages, salaries, commissions, cash payments to subcontractors, bonuses, vacation, holiday and sick pay, straight pay for overtime hours, market value of lodging provided, market value…

Like most small business owners, you’re used to handling all business activities yourself. This includes all human resources tasks. In fact, 54% of small businesses handle HR in house, but owners usually give HR work to staff with little proper training and knowledge to manage employees and properly administrate HR. If you have over 20…

There are many factors to consider when deciding whether to do a project yourself (DIY) or outsource home maintenance tasks. They include: Cost Safety Your skill level How much extra time you have If you’re like most homeowners, you’ll probably choose to do some tasks yourself while hiring a qualified professional for others. With that in mind,…

A work comp audit is the examination of a policyholder financial and payroll records after the expiration of a policy. This process is done to determine the accuracy of the estimated premium when the policy was started. The number one way to fly through an audit is to be prepared! You should always connect with…