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Your True Cost for Workers Comp Defined

When many business owners think of Workers Comp coverage, there’s only one thing that primarily comes to mind. What is the expense/cost to my P&L? Yes, the coverage is important and required by law, however most entrepreneurs don’t plan to use their Workers Comp coverage.

The true cost of your Workers Comp coverage is driven by many underlying factors. Please take a look at the iceberg below which provides a visual of the items beneath the waterline… similar to the iceberg that sank the Titanic. When not properly managed by an agency who is certified and continually educated in managing your Workers Comp program, this can possibly sink your business.


In our upcoming blog series, we will discuss the factors that either drive your true Workers Comp cost up or keep your true Workers Comp cost to its absolute minimum. Things like premium audits, back-to-work programs, hiring practices, your experience modification factor, HR/safety, OSHA implications, and claims management.


If you would like to discuss any aspect that affects your Workers Comp coverage and premium, here are 4 easy ways to reach us:
Phone: 877-994-6787
Text: 951-482-8144
Email: [email protected]

Here are some kind words from a business that trusts Stromsoe Insurance Agency:
“I have to say Ann P. is the absolute best! So professional and efficient. She saved my company thousands of dollars for my G&L and workers comp. I use to wait 1 to 2 weeks for certificates of insurance from my last company, with Ann its almost always the same day! I cannot say enough about her or the company! I highly recommend Ann and Stromsoe Insurance.”
Daphne Evenchik – SD Party Rentals – Escondido, CA – Client Since 2018

The CorrectComp system is a division of Stromsoe Insurance Agency

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