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Every business has a custom insurance program because every business has different needs. Business insurance can seem like another language, but there are a few questions you should ask yourself to help determine what would best protect you and your business against your unique risks. Do You Operate a Business? The mere fact that you…

What is Gap Insurance? If your vehicle is totaled or stolen, and you owe more than the car’s depreciated value, gap insurance will help you pay off your debt. Only the initial loan or leaseholder on a new vehicle is eligible for this form of coverage. Gap insurance helps pay the gap between the depreciated…

The future of business after the pandemic will likely be changed forever with regard to where employees will be working. Many employees after being sent home for a year or more will continue working from home and will not be returning to offices and other workplaces. This is the next reality. You should consider all…

Updating your insurance probably isn’t top-of-mind on your big day, but they are an important part of your for better or worse commitment. If you decide to change your name, there are a lot of steps that have to be taken in order to change it on every utility bill, financial account and library card.…

Our community is full of incredible people and organizations out making a difference for others! In this month’s Non-Profit Spotlight we’d like to recognize The Rock Rose School for Creative Learning! Rock Rose Village School began in 2006 as a small study group of parents and teachers committed to helping their children develop using the…

Does your business insurance coverage properly protect you and your business for events and other operations away from your primary business premises? As businesses continue to reopen and we are all once again able to fill our networking calendars with events, it’s important to discuss your policies with your protection coach to ensure you are…

Car Insurance Scenario You’re driving to work when your car drops into a huge pothole, damaging your car’s suspension. What should you do about suspension damage? How Much Does it Cost to Fix Suspension Damage? Costs can vary dramatically depending on the damage and your vehicle. The suspension system is made up of a variety…

Car Insurance Scenario You’re driving to work when your car drops into a huge pothole, damaging your car’s suspension. What should you do about suspension damage? How Much Does it Cost to Fix Suspension Damage? Costs can vary dramatically depending on the damage and your vehicle. The suspension system is made up of a variety…

In over 21 years as a Certified Workers Compensation Agency, one of the biggest sources of frustration for our workers comp clients is an audit that results in an unexpected, large additional premium. In helping you properly manage your workers comp program, its critical that you remember the Ten Commandments for an Insurance Audit listed…

It’s summer and boy are we excited! The nice weather brings out motorcycles, campers and boats (oh my!), but with these activities comes increased liability. Take a look at why you should cover your summer toys: Boat Insurance coverage may help pay to repair your boat and other watercraft after being damaged in an accident.…